PB Fintech (Policybazaar): From Burn Baby Burn to Earnings Turn – Is This the Fintech Fairy Tale?
1. At a Glance
India’s #1 online insurance and credit marketplace, Policybazaar is finally showing profits—but the P/E? Still a nosebleed 271. From -₹10 EPS to ₹7.7 in 3 years. Classic startup glow-up.
2. Introduction with Hook
PB Fintech is like that college kid who blew their savings on Red Bull and pizza, but suddenly shows up in a suit with a job at McKinsey. Profitable now, after years of losses, and expanding globally—but priced like it’s curing cancer.
₹85,403 Cr Market Cap
EPS FY25: ₹7.69 (after 7 years of red ink)
93% Market Share in Online Insurance Distribution
3. Business Model (WTF Do They Even Do?)
It’s basically the Flipkart for insurance and loans, minus warehouse headaches:
