🧾 At a glance
Onelife Capital Advisors Ltd isn’t just a financial services firm. It’s a live-action case study in survival. With a ROE of -15%, negative profit margins for 10 straight quarters, SEBI violations, and 528 debtor days, this ₹13 stock is the Dhoondte Reh Jaoge of Dalal Street. And yet, they’re holding an EGM in 2025. What for? No clue. But we recap the chaos.
🏢 About the Company
- Founded: 2007
- Business: Holding company for advisory & broking
- Services:
- Fundraising & M&A advisory
- Business strategy & structuring
- Commodity broking, options/futures trading
- NBFC segment (now inactive)
📌 Note: Company’s site lists a lot of services. The P&L lists none.
🛠️ Recent Developments
- 🧾 May 2025: Secretarial Compliance Report reveals multiple SEBI violations
- 📆 June 2025: EGM scheduled — purpose unclear
- 🔄 Internal auditor reappointed despite red flags
- ❌ No dividends. No profits. But still active.
📉 Financial Performance (5-Year Overview)
| ₹ in Cr | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|
| Revenue | ₹6.45 | ₹6.39 | ₹5.22 | ₹37.87 | ₹11.28 |
| EBITDA | ₹0.73 | -0.07 | -1.13 | ₹6.44 | -₹37.93 |
| Net Profit | -₹0.05 | -₹0.40 | -₹2.48 | ₹0.64 | -₹4.88 |
| EPS (₹) | -0.04 | -0.30 | -1.86 | 0.29 | -3.85 |
| ROCE (%) | 0.08% | -0.26% | -1.01% | 9.53% | -26.66% |
🧨 FY25 saw sales fall 70% YoY, margins collapse to -336%, and a net loss of ₹4.88 Cr.
🧮 Forward-Looking Fair Value Estimate
Let’s be brave and attempt this:
- Book Value = ₹26
- Stock Price = ₹13
- ROE = Negative
- Debt = ₹23 Cr
- Operations = Inconsistent
- Red Flags = Unlimited
🎯 Fair Value Range = ₹5–₹10
(Current ₹13 = Overvaluation even by B-grade movie standards.)
💣 Red Flags & SEBI Trouble
- ⚖️ FY25 Secretarial Compliance:
- Multiple SEBI violations
- Penalties & restrictions imposed
- 🔒 Promoters have pledged 28.7% of their holding
- ⏳ Debtor Days: 528 days (industry average ~50–70)
- 📉 Cash flow mismatch: Operating loss + rising receivables
💰 Balance Sheet Trends
| Metric | FY23 | FY24 | FY25 |
|---|---|---|---|
| Equity Capital | ₹13.36 Cr | ₹13.36 Cr | ₹13.36 Cr |
| Reserves | ₹68.66 Cr | ₹37.34 Cr | ₹21.32 Cr |
| Borrowings | ₹13.17 Cr | ₹26.17 Cr | ₹23.06 Cr |
| Other Liabilities | ₹28.50 Cr | ₹88.06 Cr | ₹113.85 Cr |
| Fixed Assets | ₹8.82 Cr | ₹11.42 Cr | ₹32.39 Cr |
| Investments | ₹20.27 Cr | ₹27.31 Cr | ₹6.92 Cr |
| Total Assets | ₹123.69 Cr | ₹164.93 Cr | ₹171.59 Cr |
📉 Reserves halved, borrowings remain high, and “investments” dropped without disclosure. FY25 looks like a financial soap opera.
📈 Operating Metrics
| Year | Operating Margin | Net Margin | Working Capital Days |
|---|---|---|---|
| FY23 | -21.65% | -47.5% | 3,918 days |
| FY24 | 17.01% | 1.69% | 261 days |
| FY25 | -336.26% | -43.3% | -935 days (??) |
⚠️ Yes, negative working capital days. Either Screener is drunk or the company’s books are.
🧠 EduInvesting Take
Onelife Capital looks like one of those companies that technically exists, but you’d be hard pressed to find a customer, product, or CFO who stayed past 6 months.
In FY25:
- Sales collapsed,
- Losses ballooned,
- SEBI cracked the whip, and
- They’re STILL holding EGMs like everything is chill.
This is not a value trap — this is a value black hole.
🏁 TL;DR
| Metric | FY25 Value |
|---|---|
| Sales | ₹11.28 Cr |
| Net Profit | -₹4.88 Cr |
| EPS | -₹3.85 |
| Book Value | ₹26 |
| CMP | ₹13.2 |
| Debt | ₹23.06 Cr |
| SEBI Violations | Confirmed in FY25 |
| Promoter Pledge | 28.7% |
| Debtor Days | 528 |
| Fair Value Estimate | ₹5–₹10 |
Tags: Onelife Capital share price review, SEBI violations 2025, penny stock fraud, high debtor day stocks, screener red flag stocks, NSE low ROE stocks, Onelife EPS crash, EGM announcement 2025
Author: Prashant Marathe
Date: 12 June 2025
