CMP: ₹870.70 | PAT: ₹48,151 Cr | Dividend: ₹12/share | Market Leader in Life Insurance | AUM: ₹54.5 Lakh Cr
🪙 At a Glance
India’s OG financial powerhouse — Life Insurance Corporation of India (LIC) — has wrapped up FY25 with a record ₹48,151 Cr net profit, up 18.38% YoY.
That’s more than the combined FY25 profits of HDFC Life, SBI Life, ICICI Prudential, and Max Life — put together. 🤯
And they’re giving ₹56,190 Cr back to policyholders as bonus.
Also:
- ₹62,495 Cr in individual new business
- ₹12/share dividend recommended
- ₹2.85 lakh crore in APE
- Guinness World Record for most policies sold in 24 hours (!)
📊 Key Financials (YoY)
| Metric | FY25 | FY24 | Change |
|---|
| Profit After Tax (PAT) | ₹48,151 Cr | ₹40,676 Cr | 🔼 +18.38% |
| Total Premium Income | ₹4,88,148 Cr | ₹4,75,070 Cr | 🔼 +2.75% |
| Individual New Biz Premium | ₹62,495 Cr | ₹57,716 Cr | 🔼 +8.28% |
| AUM (Assets Under Management) | ₹54,52,297 Cr | ₹51,21,887 Cr | 🔼 +6.45% |
| Indian Embedded Value (IEV) | ₹7,76,876 Cr | ₹7,27,344 Cr | 🔼 +6.81% |
| Solvency Ratio | 2.11 | 1.98 | 🟢 Improved |
| Expense Ratio | 12.42% | |
