📄 Article Body: The State Bank of India (SBI), India’s biggest lender, has decided to shoot for the moon in FY25. The bank is targeting a loan growth of 12–13%, a figure so confident, it could qualify as a TED Talk in optimism.
But there’s a twist. Even as SBI plans to scale Everest, its net interest margins (NIMs) are quietly sliding into a valley.
📊 Diagram: SBI Loan Growth vs NIMs Over 3 Years
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