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Hindustan Zinc:₹27,300 Cr Revenue. 72% ROE. Silver Goes Ballistic.

Hindustan Zinc Q3 FY26 | EduInvesting
Q3 FY26 Results · April 2025 to Dec 2025

Hindustan Zinc:
₹27,300 Cr Revenue. 72% ROE. Silver Goes Ballistic.

World’s 2nd-largest integrated zinc producer just posted record operating profit. Cost of production at 5-year lows. And everyone’s talking about silver—because zinc prices matter less when silver prices are hitting all-time highs.

Market Cap₹2,47,963 Cr
CMP₹587
P/E Ratio21.2x
Div Yield4.94%
ROCE60.7%

The Miner That Prints Money When Metals Cooperate

  • 52-Week High / Low₹733 / ₹385
  • 9M FY26 Revenue₹27,300 Cr
  • 9M FY26 PAT₹8,799 Cr
  • Q3 FY26 EPS₹9.26
  • TTM EPS (₹)₹27.67
  • Book Value₹32.2
  • Price to Book18.2x
  • Dividend Yield4.94%
  • Debt / Equity0.82x
  • YTD Return (3-month)+17.8%
Auditor’s Opening Note: Hindustan Zinc closed 9M FY26 with record ₹27,300 crore revenue, record ₹8,799 crore PAT, and a ROCE of 60.7% — which would be impressive anywhere except here, where a ROCE above 45% is the baseline. Zinc costs hit 5-year lows. Silver rallied 75% YoY and touched all-time highs. Dividend payout at 119% of FY25 PAT. The stock has returned +37% over one year. In a sane world, this is a celebration. On Dalal Street, it’s just Thursday.

Welcome to the Underground Zincy Cash Machine

Hindustan Zinc is what happens when you put a global-tier mining operation in India, give it 75% market share in domestic primary zinc, and sit back while commodity prices swing wildly. Founded in 1966, it’s the world’s 2nd-largest integrated zinc-lead-silver producer. That’s not hyperbole. That’s ICRA-rated fact.

The company runs the world’s largest underground zinc mining operation at Rampura Agucha. It owns mines across Rajasthan. It operates smelters in Dariba, Chanderiya, and Debari. It refines silver at Pantnagar. And it’s been printing cash like a central bank on steroids since commodity prices decided to cooperate.

FY26 is shaping up to be something special. Q3 (Oct-Dec 2025) delivered record Q3 mined metal (276 kt), record Q3 refined metal (270 kt), and cost of production at a 5-year low. Silver prices rallied 75% year-over-year. And management’s concall in January 2026 had the tone of someone who’s been let loose in a candy store with unlimited credit.

But here’s the thing about mining companies: they’re cyclical. Commodity prices move. Operating leverage is a double-edged sword. In months when metals cooperate, HZL is a cash-generation machine. In months when they don’t, things get weird fast. Let’s dig into the latest numbers, the strategic moves, and why a 72% ROE isn’t as crazy as it sounds when silver prices are touching all-time highs.

Management Concall Flavour (Jan 2026): CEO called Q3 “one of our strongest” quarters. CFO disclosed net cash of ₹329 crore as of Dec 2025 vs net debt of ₹2,547 crore in Sep 2025. Translation: operating cash generation is so strong that they’re swinging from debt to cash in one quarter while still returning capital. That’s the confidence level we’re talking about.

Mining Without The Boring Academic Tone

Hindustan Zinc’s business model is deceptively simple: find zinc-lead ore in the ground, extract it via mining (mostly underground at Rampura Agucha), send it through smelters and refineries, and sell to customers. The company’s integrated setup means they control the entire value chain — from raw ore to refined zinc ingots, refined lead, and saleable silver as a valuable byproduct.

Revenue mix in FY25 was roughly 62% zinc, 14% lead, and 19% silver. That 19% silver component used to be a rounding error. Now it’s the profit engine. Silver prices hit all-time highs of $93/oz in January 2026, and HZL’s incremental silver production is going straight to the bottom line.

Domestic market share stands at ~75% for primary zinc — which means if you’re a galvanised steel producer (and 70% of Indian zinc goes to galvanising), you’re basically buying from HZL or crying. Exports account for 25% of turnover. The company has 1.2 MTPA of mining capacity and 913 ktpa of zinc smelting capacity. Running hard, generating cash, expanding capacity. The playbook is industrial, not sexy.

Primary Zinc Market75%India Domestic
Lead Market Share90%+India Domestic
Silver Production451 MT9M FY26
Production Capacity1.2 MTPAMined Metal
Reserve Life: Total reserves & resources at end of FY24 stood at 456.3 million tonnes containing 30.8 million tonnes of metal. At current mining rates, this underpins more than 25 years of metal production. Last 5 years have seen 35% increase in R&R despite production of 65.1 million tonnes of ore in FY24. Structural advantage secured.
💬 Quick check: Do you know which industry consumes 70% of India’s zinc? (Hint: it’s been the same answer for 20 years. Commodity leverage at its finest.)

9M & Q3 FY26: Record Everything, Really.

Result type: Quarterly Results  |  Q3 FY26 EPS: ₹9.26  |  Annualised EPS (Q3×4): ₹37.04  |  TTM EPS: ₹27.67

Source table
Metric (₹ Cr) Q3 FY26
Dec 2025
Q3 FY25
Dec 2024
Q2 FY26
Sep 2025
YoY % QoQ %
Revenue10,9228,5568,525+27.6%+28.1%
Operating Profit6,0054,4584,426+34.7%+35.6%
OPM %55%52%52%+300 bps+300 bps
PAT3,8792,6472,632+45.8%+47.3%
EPS (₹)9.186.266.23+46.6%+47.2%
The Annualisation Caveat: Q3 FY26 EPS of ₹9.26 annualised to ₹37.04 is frankly unrealistic — it’s treating one exceptional quarter as if it repeats 4 times a year. TTM (trailing twelve months) EPS of ₹27.67 is the more honest number because it blends normal, strong, and exceptional quarters. At CMP ₹587, TTM P/E is 21.2x. Commodity cycles will test both the numerator and denominator.

What’s the Right Price for a Cyclical Cash Machine?

Method 1: P/E Based (Normalised Earnings)

TTM EPS = ₹27.67. Mid-cycle P/E for global mining (8–12x) vs India small-cap premium (13x–18x). HZL’s ROCE of 60.7% and market dominance (75% zinc share) justify 14x–18x mid-cycle P/E. Fair P/E band: 13x–17x (being conservative on cyclical basis).

Range: ₹360 – ₹470

Method 2: EV/EBITDA Based

9M FY26 EBITDA = ₹14,415 crore. TTM EBITDA (annualised) ~₹19,000 crore (using management guidance). Enterprise Value at CMP = ₹2,58,981 cr. Current EV/EBITDA = 13.6x. Cyclical mining EBITDA multiples: 8–12x. HZL’s cost position and reserves justify 10x–13x band.

EBITDA range (10x–13x): ₹1,90,000 Cr – ₹2,47,000 Cr → Per share:

Range: ₹380 – ₹495

Method 3: DCF Based (Cycle-Adjusted)

Base FCF: ~₹8,000 crore annualised (9M data). Conservative assumptions: commodity price moderation, growth capex ramp ₹$300m+ annually. Terminal growth: 2% (cyclical industry). WACC: 10%.

→ PV of 5-year FCFs (modest 2% growth): ~₹32,000 Cr
→ Terminal Value (2% growth / 8% cap rate): ~₹1,90,000 Cr
→ Total EV: ~₹2,22,000 Cr (accounting for modest debt reduction)

Range: ₹395 – ₹520

Fair Min: ₹360 CMP: ₹587  |  1-Yr High: ₹733 Fair Max: ₹520
⚠️ EduInvesting Fair Value Range: ₹360 – ₹520. CMP ₹587 is trading 12–15% above the estimated fair range. This premium reflects the current commodity bull narrative and HZL’s operational strength. Fair value range is for educational purposes only and is not investment advice. Commodity cycles are unpredictable. Consult a SEBI-registered investment advisor before making any financial decision.

The Expansion, The Silver Rally, And The Quietly Historic Moment

⚡ The 2X Growth Capex Is Now In Execution Phase

Management locked key EPC partners and started groundwork for both Debari integrated smelter (250 ktpa, target completion Q2 FY29) and Rampura Agucha tailings reprocessing plant (target Q4 FY28). This isn’t board-room fantasy anymore — it’s site clearing and engineering underway. Growth capex expected to run $300m in FY26, ramping further in coming years. Lead output expected to scale from 200 kt to 400 kt, mechanically lifting silver output to 1,300–1,400 tons annually (depending on silver ppm). Pantnagar refinery already built for 800 tons; may need expansion or new facility for incremental 600–700 tons. Long-term optionality is real.

✅ Silver is Now a Profit Centre

  • • Silver contribution to profits hit 44% in 9M FY26
  • • Silver prices rallied 75% YoY; touched $93/oz in Jan 2026
  • • Fumer plant (silver recovery) now operating at ~60% capacity
  • • Saleable silver: 451 MT in 9M (target 680±10 MT for FY26)
  • • Strategic hedges in place: 56 tons FY27 at $58/oz; 68 tons FY26 at $39/oz

⚠️ Watch List: Cyclical Headwinds

  • • Zinc costs rising structurally (deeper mining, dev cost inflation)
  • • Safety incident at Rajpura Dariba in Q3 (investigation complete, corrective measures underway)
  • • Mining lease expiry approaching 2030 (renewal terms unpredictable)
  • • Commodity price volatility is geopolitical wildcard
  • • Dividend payouts moderating (₹4,225 cr FY26 vs ₹12,253 cr FY25)
💬 Real talk: If zinc prices slip 20% from current levels, does the story still hold? How do you reconcile 72% ROE in a commodities downturn?

From Debt to Cash. In One Quarter.

Source table
Item (₹ Cr) Mar 2024 Mar 2025 Sep 2025 Dec 2025 (Latest)
Total Assets33,90434,41835,474~36,500
Total Borrowings8,72210,96411,169~10,500
Cash & Equivalents~3,500~3,200~8,500~10,800
Net Debt / (Cash)5,2227,7642,547(329)
Equity + Reserves13,23313,29013,615~14,000
💸 Net Cash Inflection
Sep 2025 showed net debt of ₹2,547 cr. Dec 2025 flipped to net cash of ₹329 cr. All from operating cash generation. No asset sales. No rights issue. Just the mining machine running at max power.
🧘 Debt Maturity Relaxed
Debt maturity in 4Q only ₹1,300 cr. Interest coverage at 17.3x (as of latest data). Basically, HZL has zero stress on debt servicing. Capex is entirely funding from operating cash, supplemented by market borrowings in measured doses.
📦 Capital Structure
Debt-to-equity ratio 0.82x. Equity strengthening with retained earnings. Promoter (Vedanta) still holds 61.84%. Government stake declining (was 29.54%, now ~27.92% post-divestment). Structural flexibility intact.

₹14,000+ Crore Operating Cash in 9 Months. Think About That.

Source table
Cash Flow (₹ Cr)FY24FY259M FY26
Operating CF+13,343+14,127+14,309
Investing CF (Growth Capex)-3,405-2,658-1,500
Sustaining Capex~-3,000~-3,200~-2,400
Financing CF (Dividends)-9,946-11,426-4,225 (FY26 proj)
Free CF (post all capex)~+6,000~+6,800~+7,700
✅ ₹14,309 Cr Operating CF (9M)This is the heartbeat. Mining commodities when prices cooperate generate absurd cash. Even after tax, royalties, and all operational costs, HZL is minting ₹1,600+ crore per month in operating cash.
⚠ ₹4,225 Cr Projected Div (FY26)Down from ₹12,253 cr in FY25 — a deliberate moderation. Management is taking the foot off the dividend pedal and reinvesting into growth capex. Smart move for a capex-intensive phase ahead. Shareholders might feel the pinch, but the long-term moat is worth building.
📈 Free Cash Flow TrendFCF has grown from ₹6,000 cr (FY24) to ₹7,700 cr (9M FY26 run rate). No heroics. Organic scaling. Capex is being funded from operating cash without stretching balance sheet.
🎯 Capex Ramp AheadGrowth capex expected to peak at ₹300m+ in FY26, then scale further for the 2x smelter expansions. Sustaining capex steady at ₹400–500m annually. Total capex intensity remains <₹1,000 cr (annual) for the next 2–3 years before ramping.

72% ROE Is Real. And It’s Cyclical.

ROE72.4%Last Year
ROCE60.7%Industry: ~20%
P/E21.2xTTM
OPM52.6%Q3 FY26: 55%
Debt / Equity0.82x
Interest Coverage17.3x
Current Ratio0.86x
Div Payout119%Of FY25 PAT
72.4% ROE is not a typo. In FY25, HZL made ₹10,279 crore on ₹14,200 crore of equity. That’s the output of commodity prices being firm, cost position being tight, and working capital being negative (they collect faster than they pay). This will moderate when metals cycle down. But it proves the franchise strength during normal times.

Revenue Growth Driven By Price. Volume Growth Steady.

Source table
Metric (₹ Cr)FY23FY24FY25TTM*
Revenue34,09828,93433,96936,211
Operating Profit17,52113,68117,33919,030
OPM %51%47%51%52.6%
PAT10,5207,78710,27911,691
EPS (₹)24.9018.4324.3327.67

*TTM = Trailing Twelve Months (includes 9M FY26 + 3M FY25). Revenue cycle: FY23 peak at ₹34,098 cr (high commodity prices), FY24 trough at ₹28,934 cr (prices corrected), FY25 recovery to ₹33,969 cr, and now TTM at ₹36,211 cr as silver prices surge. This is textbook commodity cyclicality.

Sales CAGR (3yr)+1.6%Vol-driven, not price
PAT CAGR (3yr)+3.4%Leverage to cycles
OPM Consistency47–52%4 years straight

HZL vs The Mining Lonely Hearts Club

National MineralP/E 24.5xROCE 22%₹3,200 Cr
Vedanta Ltd (Parent)P/E 7.2xROCE 8.5%₹2,70k Cr
Coal India LtdP/E 7.8xROCE 18%₹5,50k Cr
Goa CarbonP/E 18.2xROCE 35%₹4,800 Cr
Source table
CompanyTTM Revenue (₹ Cr)TTM PAT (₹ Cr)P/EROCE %Commodity
Hindustan Zinc36,21111,69121.2x60.7%Zn/Pb/Ag
National Mineral Dev8,90073024.5x22%Rare Earths
Vedanta Ltd64,80019,2007.2x8.5%Multi
Coal India Ltd48,65013,5007.8x18%Coal
Goa Carbon1,85067018.2x35%Graphite

HZL’s 60.7% ROCE and 21.2x P/E premium reflect the commodity bull case. Parent Vedanta trades at 7.2x with 8.5% ROCE — that’s the conglomerate discount in action. Coal India at 7.8x shows the thermal coal undervaluation narrative. HZL is the premium-quality mining asset in the peer set. The question is whether that premium sustains through a downturn.

Who Actually Owns This Zinc Kingdom?

Holding 61.84% Vedanta (Promoter)
  • Promoters (Vedanta Ltd)61.84%
  • Government of India27.92%
  • DIIs (incl. LIC portion)4.68%
  • FIIs & Others5.56%

Pledged shares: 9.27% by Vedanta. Government is in slow-motion divestment (was 29.54%, now 27.92%). Public float expanding. Shareholder base: 7.93 lakh. Retail interest rising on commodity narrative.

Promoter: Vedanta Limited

Vedanta is a diversified natural resources company — iron ore, aluminum, zinc, copper, oil & gas, and power. Founded by Anil Agarwal. HZL is Vedanta’s crown jewel in terms of ROCE and free cash generation. Vedanta’s parent structure is complex; listed in India and London. Owns 61.84% of HZL (down from higher historical levels due to government divestment).

Government Stake Declining

GOI held 29.54% historically; now at 27.92% post-strategic divestment approved in 2022. Vedanta has been gradually increasing its stake, and GOI is exiting. In Jan 2026, Vedanta sold 3.35 crore shares (0.79%) via offer for sale. This trend will continue. No surprises here — PSU privatization playbook.

Running a World-Class Mining Op. It Shows.

✅ The Strengths

  • ✓ World’s largest underground zinc mining operation
  • ✓ ICRA ratings reaffirmed [ICRA]A1+ (short-term)
  • ✓ S&P Global CSA ranked #1 (mining & metals) for 3rd consecutive year
  • ✓ Best CSR in Private Sector (Mining Excellence Awards 2025)
  • ✓ FY25 annual report won LACP Platinum, ranked #6 globally, #1 in India
  • ✓ 25+ year reserve life at current mining rates
  • ✓ Fully integrated operations (mining to refining)

⚠️ The Watch List

  • ⚠ Fatal safety incident at Rajpura Dariba mine in Q3
  • ⚠ Mining lease expiries approaching 2030 (renewal uncertainty)
  • ⚠ Deeper mining leading to higher development costs
  • ⚠ Royalty payment obligations to Rajasthan govt
  • ⚠ Commodity price volatility is structural risk
  • ⚠ Government stake still 27.92% (policy risk)

The Zinc Story In A Post-Commodity-Bull World

India’s primary zinc market is ~1.2 MTPA annually, growing at 5–7% driven by infrastructure, construction, automotive, and galvanising demand. HZL commands 75% market share, which is basically monopoly-lite in a growing market. Global zinc supply-demand has been tight, supporting prices. Silver, meanwhile, has been the hidden gem — until it wasn’t hidden anymore.

🏭 Galvanised Steel Tailwind: Evergreen Demand

Zinc’s primary use is galvanising steel (70% of Indian consumption). Infrastructure spending, railways, highways, power transmission, automotive — all require galvanised steel. This is structural, not cyclical. HZL’s 75% market share means they’re embedded in India’s growth story. When Adani builds a port, when NHAI lays a highway, when a car is manufactured — zinc is in the chain. The demand moat is underrated.

⚡ Silver as Strategic Asset (New Narrative)

Silver was a sidecar on zinc and lead. Now, with silver hitting all-time highs ($93/oz in Jan 2026), it’s becoming a profit centre. Driven by inclusion in U.S. critical minerals list, EV demand (solder), renewable energy (solar panels), and investment demand. HZL’s tailings reprocessing plant and fumer project are perfectly timed. If silver prices hold or rally further, this becomes a 200+ basis point margin uplift.

🌱 Renewable Power Integration: Cost Deflation Ahead

Power represents 35–40% of HZL’s operating costs. Management has signed power delivery agreements with Serentica Renewables for 450 MW across Dariba and Chanderiya (phased completion Apr 2024–Jun 2025). Current renewable mix: 20% (Q3 FY26), exiting FY26 at ~25%, ramping to 35–40% by FY27, and 70% by post-FY27. Estimated benefit: $20–$25/ton zinc COP saving. Structural margin improvement baked in.

🚨 The Inevitable Cycle Downturn

Zinc and silver prices are cyclical. In the last 10 years, we’ve seen peaks ($4,000+/ton zinc) and troughs ($1,200/ton). Management guidance of $950–$1,050/ton COP ex-royalty assumes a “steady-state” that may not materialize if prices crater. If zinc falls to $1,500/ton, margins compress and capex discipline becomes critical. HZL’s fortress balance sheet and low cost position are the only guardrails.

Competitive Landscape: HZL operates without meaningful domestic competition (75% market share). Imports from Korea, Japan, and others exist but face freight disadvantage. The real risk is not competitors but commodity price cycles and regulatory changes. Lease renewal in 2030 is a distant but real concern.

Government Divestment Context: GOI’s shareholding is declining (29.54% → 27.92%), and Vedanta continues to buy. Eventually, HZL may become a fully private company. PE ownership could accelerate capex plans and dividend moderation — actually a positive for long-term value creation.

💬 Real question: If zinc prices fall 30% tomorrow, what’s the business worth? Do you trust management’s cost structure claims, or is there execution risk hidden?

The Zinc Cycle’s Apex Or The Calm Before The Storm?

⚒️

Hindustan Zinc is a genuinely exceptional business operated during an unusually favourable commodity cycle. ROCE of 60.7%. ROE of 72.4%. 75% domestic zinc market share. Cost of production at 5-year lows. Silver contribution to profits at 44%. These aren’t typos or cherry-picked quarters. These are real, audited numbers. But they are also the output of a cyclical system running at peak capacity.

FY26 Execution (9M): Record ₹27,300 crore revenue. Record ₹8,799 crore PAT. Operating margin of 52–55%, sustainable only when metals cooperate. Silver rallied 75% YoY. Management is executing flawlessly — production ramp, cost control, 2x capex planning. The business is firing on all cylinders.

The Valuation Question: CMP ₹587 trades 12–15% above our fair value range of ₹360–₹520. This premium reflects the commodity bull narrative and genuine operational excellence. But cyclical assets historically don’t sustain these premiums through a downswing. The risk-reward at current levels is balanced at best, unfavourable at worst.

The Capex Story: ₹2x smelter expansions are real and moving from planning to execution. Debari (250 ktpa) targeting Q2 FY29 completion; Rampura Agucha tailings (target Q4 FY28) clearing regulatory approvals. Long-term structural growth capex is finally being deployed. This is positive for volume and optionality. Dividend payouts moderating (₹4,225 cr FY26 vs ₹12,253 cr FY25) to fund capex. Smart capital allocation.

Historical Context: In FY23 (peak), revenue was ₹34,098 crore at ₹10,520 crore PAT. In FY24 (trough), it dropped to ₹28,934 crore and ₹7,787 crore PAT. Now back to ₹36,211 crore (TTM) and ₹11,691 crore PAT. The recovery is real, but the cycle is also real. For income investors, this is paradise (4.94% dividend yield on top of price appreciation). For growth investors, timing the entry point matters.

✓ Strengths

  • 75% domestic zinc market share — fortress moat
  • 60.7% ROCE and 72.4% ROE — capital efficiency unmatched
  • World’s largest underground zinc mining op
  • 25+ year reserve life; R&R increased 35% in 5 years
  • Silver now 44% of profits; tailwind from $93/oz prices
  • ₹329 cr net cash position (flipped from debt in one quarter)
  • Renewable energy transition reducing COP by $20–$25/ton

✗ Weaknesses

  • Cyclical earnings — 72% ROE unlikely to sustain through downturn
  • Zinc and silver prices are geopolitical/market dependent
  • Mining lease expirations approaching 2030 (renewal terms uncertain)
  • Deeper mining increasing development costs structurally
  • Dividend payouts unsustainably high historically (119% of PAT in FY25)
  • Government still holds 27.92% (policy risk, though declining)

→ Opportunities

  • 2x smelter capacity (₹2,000+ cr capex) unfolding through FY29
  • Silver recovery projects (Fumer, tailings reprocessing) scaling
  • Data centre cooling fluids pilot (optionality, not core yet)
  • Industrial lubricants adjacent play in infancy
  • Galvanised steel demand growing 5–7% annually in India
  • If Government divests fully, PE ownership could unlock value

⚡ Threats

  • Zinc prices falling 30% overnight is possible (cyclical risk)
  • Silver prices volatile; recent 75% rally attracts shorting
  • Regulatory tightening on mining/environmental clearances
  • Global zinc supply increases if mine production ramps elsewhere
  • Capex execution risk on 2x smelter projects (₹5,000+ cr invested)
  • Safety incidents (Rajpura Dariba) could impact operations/permits

Hindustan Zinc is not a boring business masquerading as exciting.

It’s an exciting business masquerading as boring. A mining company that prints 60%+ ROCE. Operates at the lowest cost position globally for zinc. Generates ₹14,000+ crore in annual operating cash. Commands 75% market share in a growing domestic market. And is now benefiting from a structural tailwind in silver pricing alongside normal zinc cycles.

But it’s also cyclical. The 72% ROE is the peak of the cycle. The ₹587 CMP is trading on the current commodity bull case. The fair value range of ₹360–₹520 assumes moderate commodity normalization. At current prices, the risk-reward is nuanced. For long-term investors with high risk tolerance and deep commodity understanding, this is a tier-1 quality asset. For short-term traders, wait for a pullback. For income investors, the 4.94% dividend yield is compelling, but understand the cycle.

⚠️ EduInvesting Fair Value Range: ₹360 – ₹520. This analysis is strictly for educational purposes and does not constitute investment advice. Commodity cycles are unpredictable. Consult a SEBI-registered investment advisor before making any financial decision.
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