🏦 From ₹1,362 Cr to ₹1,941 Cr: Karur Vysya Bank’s FY25 Profit Jumps 42% – Is This the PSU That’s Not a PSU?
📌 At a Glance:
Metric
FY25
FY24
YoY Change
Total Income
₹1,15,076 Cr
₹94,647 Cr
+21.6%
Net Profit (PAT)
₹1,941 Cr
₹1,362 Cr
+42.5%
EPS (Diluted)
₹24.12
₹16.93
+42.4%
Gross NPA %
0.76%
1.68%
Improved
Net NPA %
0.20%
0.62%
Improved
Return on Assets (RoA)
1.72%
1.24%
+48 bps
CET-1 Ratio
18.17%
16.8%
Strong
CMP (Trendlyne)
₹181.75
As of May 19, 2025
🧠 FV Target (EduCalc)
₹290.00
~60% Upside
🏢 About Karur Vysya Bank
Founded in 1916, KVB is a 100+ year old private sector bank based in Tamil Nadu — but often mistaken for a PSU thanks to its name, customer base, and logo aesthetics. It operates in:
Retail & Corporate Banking
Treasury
Digital Banking
SME & MSME Lending
It has a high focus on Tier 2–3 cities, operates like a
