🛡️ NIACL Earned ₹1,456 Cr in FY25 — So Why Did the Stock Crash 3.6% Today?

📌 At a glance:

  • FY25 PAT: ₹1,456 crore (vs ₹1,368 crore in FY24)
  • Gross Premium: ₹41,799 crore (+5.9%)
  • Underwriting Loss: ₹1,758 crore (widened from ₹1,407 cr)
  • Investment Income: ₹6,181 crore
  • CMP: ₹174.77 (–3.61% today)

🏢 About the Company

The New India Assurance Company Ltd (NIACL) is India’s largest government-owned general

insurance company. From insuring mango farmers to luxury yachts, they do it all — though the claims might take longer than a Marvel reboot.

👨‍💼 Key Managerial Personnel

  • CMD: Neerja Kapur

📊 FY25 Financials

MetricFY25FY24YoY Change
Gross Premium₹41,799 cr₹39,460 cr+5.9%
Net Earned Premium₹22,739 cr₹21,478 cr+5.9%
Underwriting Loss–₹1,758 cr–₹1,407 crLoss ↑
Investment Income₹6,181 cr₹6,304 cr–1.9%
Net Profit (PAT)₹1,456 cr₹1,368 cr+6.4%
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