✅ At a Glance
| 📊 Metric | FY24 | FY25 | Change |
|---|---|---|---|
| 🧾 Revenue from Operations | ₹1,170.2 Cr | ₹2,677.8 Cr | 🔼 129% YoY |
| 💰 Net Profit / (Loss) | ₹(122) Cr | ₹(121.5) Cr | 🔽 Still red |
| ⚙️ Total Expenses | ₹1,312 Cr | ₹3,352 Cr | 🔥 155% YoY |
| 🧮 EPS | ₹(19.27) | ₹(8.88) | ⬆️ Less negative |
| 💵 Cash & Bank Balances | ₹969 Cr | ✅ Comfortable | |
| 📉 CMP (May 20, 2025) | ₹147.10 | Listed, BSE: 544305 |
MobiKwik’s FY25 looked like this:revenues doubled,losses halved, andvaluation got humbled.
🧪 About the Company
MobiKwik is your neighbourhood fintech trying to survive in a post–Paytm IPO world. They operate:
- Digital Wallets
- BNPL (Buy Now Pay Later)
- Payment Gateways
- Lending & EMI Cards
- Merchant POS Machines
It’snot quite a bank,not quite a tech startup— it’s in the middle,
shouting “Fintech is coming!” since 2014.
📊 FY25 Financial Highlights
| Particulars | FY25 (₹ Cr) |
|---|---|
| 📈 Revenue (Ops) | ₹2,677.8 |
| 💸 Other Income | ₹107.4 |
| 🔧 Employee Expense | ₹430.7 |
| 🏦 Finance Costs | ₹66.6 |
| 🧾 Other Expenses | ₹2,812.1 |
| 🧮 Total Expenses | ₹3,352.3 |
| ❌ Net Loss | ₹121.5 Cr |
| 🧾 EPS | ₹(8.88) |
Revenue up 129%. Losses down 50%. Butburning cash faster than Tinder dates in Delhi winter.
💥 Segment Breakdown (Est.)
- Payment Gateway + Wallet= Majority
- BNPL & Lending= 2nd largest, but higher risk
- Other services= negligible in revenue share
🏦 Balance Sheet Snapshot
| Item | Value (₹ Cr) |
|---|---|
| 💰 Cash & Bank | ₹969 Cr |
| 🤝 Trade Receivables | ₹560 Cr |
| 💳 Short-term Borrowings | ₹2,710 Cr |
| 📄 Equity Capital | ₹155.4 Cr |
| 📉 Net Worth | ₹5,887 Cr |
| ⚠️ Debt/Equity Ratio | 0.46x |
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