📌At a Glance:Capital Trust Limited is loading up its leadership cannon with industry veterans to double down on its secured MSME lending game. WithAshutosh Singh as Dy COO – Secured Micro LAPandRajendra Kumar Thotakura as Head of Credit, the NBFC is building its muscle in the small business lending space, targeting property-backed loans in Bharat’s overlooked geographies.
🏢 About the Company
- Name:Capital Trust Limited
- Incorporation:1985
- CIN:L65923DL1985PLC195299
- Sector:Non-Banking Financial Company (NBFC)
- Focus Area:Rural and semi-urban MSME lending
- Headquarters:New Delhi
- Website:capitaltrust.in
Capital Trust has built its reputation by lending to the real Bharat — Tier 3 and 4 India — where banks still demand three IDs, two gods, and one miracle to approve a loan.
🧠The Strategic Shakeup: Two New Bosses in the House
🚀 1. Ashutosh Singh –Dy COO – Secured Micro LAP
- Experience:20+ years in secured lending
- Previous Gigs:Aye Finance, Electronica Finance, ICICI Bank, Citibank
- Superpower:Building distribution networks in the kind of towns where Flipkart still delivers in 5–7 business days
- Mission:Scale Capital Trust’s secured Micro LAP (Loan Against Property) portfolio — especially in high-potential but low-banking-access areas
🧾Translation: He knows how to give loans on property, but
make it work in India ka asli gaav.
🛡️ 2. Rajendra Kumar Thotakura –Head of Credit
- Experience:20+ years in credit assessment and underwriting
- Past Employers:HDFC Ltd., Kotak Mahindra Bank, HSBC, ICICI Bank
- Superpower:Sniffing bad loans before they become headline news
- Mission:Strengthen underwriting and credit assessment frameworks while the company goes all out on co-lending and secured growth
🧾Translation: The bouncer at the credit club — if your documents are shady, you ain’t getting in.
🗣️ What the CMD Said (Aka: The Press Quote Moment)
“We are excited to welcome Ashutosh and Rajendra to the Capital Trust family. Their vast experience and strategic insights will add significant strength to our secured MSME lending vertical.”–Yogen Khosla, Chairman & Managing Director, Capital Trust Ltd.
🎯 He also hinted that they’ve already signed co-lending deals and strategic partnerships with other NBFCs to scale the product. Basically, they’re not just staffing up — they’reweaponizing.
đź“Š Why MSME Secured Lending is the
